TERMS & CONDITIONS:

Eligibility

This Cash back Offer is Applicable to Participants/Customers who access the website www.Bankbuzz.in to apply online through Bankbuzz.in to the financial products listed below and avail the respective Cash back Offer(s) as offered by Bankbuzz.in and as may be applicable as per the following conditions.

PRODUCT Bank / Loan Disbursal Slab (INR) Cash back- Flipkart Voucher Amt. (INR)
Credit Card RBL Cards , ICICI Cards & SBI cards, cards offered by Bankbuzz.in 500 up to 1200
Personal Loan(cash back not applicable on Axis Bank and HDB) Rs. 2.5 Lacs to Rs. 5 Lacs 1.500
Greater than Rs. 5 lacs 3,000
Greater Than Rs 10 Lacs 5,000
Home Loan
Loan Against Property
Home Loan Balance Transfer Rs, 25 Lacs-Rs. 50 Lacs 5,000
(cash back not applicable on HDFC Limited) Rs. 50.01 Lacs- Rs. 1 .5 Cr 10,000
Greater than Rs. 1 .51 crore 17,500
Car Loan Processing Fee NIL
Business Loan Rs 15 Lacs - Rs 25 Lacs 5,000
Rs. 25.01 Lacs - Rs 50 Lacs 7,500

Customers shall not be eligible for Cash back in the following conditions

  • Credit Card applications with banks not listed above and which card bankbuzz.in is not offering for those credit cards.
  • Personal Loans with disbursed amount less than INR 2.5 lacs
  • Home Loans/Loan against property/Home Loan Balance Transfer with disbursed amount less than INR 25 lacs
  • Car Loan with disbursed amount less than INR 3.0 lacs
  • For any other products apart from the ones mentioned in the table above

Primary Terms and Conditions

The Cash back of eligible amount will be provided in the form of Flipkart Vouchers worth the eligible amount to the customer. Your use of Flipkart vouchers shall be subject to the Flipkart Voucher Terms and Conditions, which are applicable in addition to the Terms and Conditions of this Cash Back Offer.

The Offer is applicable to all online applications received between the period commencing 7th April 2017 (00:01 hours) to 30th April' 2017, (23:59 hours) IST and where these applications have resulted in a successful loan disbursal/CreditCard Issued by the concerned bank on or before as per the following dates:

PRODUCT Condition
Credit Card Card Issuance by the bank on or before 12th May '17
Personal Loan Disbursal by the bank on or before 12th May '17
Home Loan/ Loan Against Property/ Home Loan Balance Transfer Disbursal by the bank on or before 12th May '17
Auto Loan Disbursal by the bank on or before 12th May '17

The eligible customers will be sent Flipkart vouchers on email-id registered with Bankbuzz.in for Credit Card, Personal Loan Home Loan/Loan against Property and Car Loan by 25th May 2017. The timeline mentioned is only indicative and may differ from the actual date of receipt.

The approval of the loan/ card applications and successful loan disbursal/ card issuance is at the sole discretion of the concerned bank with whom the loan/Credit Card is applied, in accordance with its internal policies and procedures.

Cash back- Flipkart Voucher will be paid basis the amount of loan disbursed or Credit Card issued as per applicable Cash back slab. For e.g. If the Personal Loan approved is for Rs. 10 Lacs and the loan disbursed is Rs. 5 Lacs, then the cash back of Rs.3000 in terms of flipkart vouchers will be given to you.

If you have applied for a Credit Card from American Express Plat Reserve and the card is issued to you then the cash back of Rs. 1500 in terms of flipkart vouchers will be given to you.

If the Home Loan approved is for Rs. 1.5 crore and the loan disbursed is Rs. 80 Lacs, then the cash back of Rs.10000 in terms of flipkart vouchers will be given to you.

Each customer can avail a maximum cash back on applications submitted during the offer period as per the following conditions

  • Personal Loans up to INR 5000
  • Home Loans/ Loan Against Property/ Home Loan Balance Transfer up to INR 15000
  • Business Loans up to INR 7500

For Credit Cards, there is no specific limit on the number of cash backs the customer is eligible for

Process to Avail Cash back- Flipkart Vouchers:

Once the Bank provides the confirmation to Bankbuzz.in regarding the Loan/ Credit Card disbursement, Bankbuzz.in will inform the customer about the eligibility of Cash back .

In case the customer informs Bankbuzz.in regarding the Loan/ Credit Card disbursement, Bankbuzz.in would further confirm the details with the concerned Bank followed by the confirmation mail to the customer.

Post receipt of confirmation, Bankbuzz.in will process the Cash back in the form of Flipkart Voucher via Email to the customer's email address as specified by the customer earlier.

Post receipt of complete details/documents and confirmation, Bankbuzz.in will process the Cash back in the form of Flipkart Voucher via Email to the customer's email address as specified by the customer earlier.

The flipkart voucher could be sent to the customer as per the following dates First come First serve basis:

PRODUCT DATE
Credit Card Latest by 31st May, 2017
Personal Loan Latest by 31st May, 2017
Home Loan/ Loan Against Property/ Home Loan Balance Transfer Latest by 31st May, 2017
Business Loan Latest by 31st May, 2017

In case the customer cancels the loan amount/ credit card application within 30(thirty) days of disbursal, Bankbuzz.in reserves the right to refuse the Offer to such Customer

No Cash back requests will be entertained for the loans/ credit card applied before or after the offer period.

For a Customer to avail this Cash back- Flipkart Voucher, loan/ credit card application should have been processed entirely through Bankbuzz.in. While applying for any loan product, please ensure that you are providing the documents only to authorized representatives of Bankbuzz.in for further processing of loan/ credit card application with the respective bank. In case your application is submitted to Bank through any other channel or medium, you will not be eligible for the Cash back offer through Bankbuzz.in.

Submission of false, incorrect, misleading or fraudulent documentation may result in disqualification from this Offer.

For any disputes/complaints, please write to cash back@Bankbuzz.in

The validity & usage of the flipkart voucher issued as cash back by Bankbuzz.in shall be governed by the applicable Flipkart Voucher terms and conditions which will be shared with the Customer over the confirmation email sent in this regard.

You will receive a confirmation mail from Bankbuzz.in once the cash back- Flipkart voucher is mailed to you.

Additional Terms & Conditions:

This promotion cannot be combined with any other offer, promotion, or deal and cannot be assigned/ transferred to any other person/customer.

Bankbuzz.in reserves the right to add, modify, or discontinue the terms and conditions of this offer at any time without prior notice, at its sole discretion.

This offer is valid on specified products available at Bankbuzz.in.

Unlawful modification or trade of Cash back is prohibited.

Bankbuzz.in will have absolute discretion to decide the eligibility of participants for the cash back.

The Participants/customers voluntarily agrees to provide his/her bank account details on clicking the hyperlink in the email sent by Bankbuzz.in for availing this offer.

The participants/customers shall not hold Bankbuzz.in, its group entities, or affiliates, their respective directors, officers, employees, agents, vendors, responsible for or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which an participant/customer claims to have suffered, sustained or incurred, or claims to suffer, sustain or incur, by way of and/or on account of or in connection with the Offer. Nothing contained in these terms and conditions, nor the running of this Offer to which they apply, shall be construed as an obligation on Bankbuzz.in to continue the Offer up to, on or after the time the Offer Period ends.

Nothing mentioned herein amounts to a commitment or representation from Bankbuzz.in to conduct further such offers in future.

The terms & conditions of this Offer shall be in addition, and not in substitution / derogation to, the Rules & Regulations governing the availing the loan facility and/or the respective websites of card issuing Banks/loan issuing Banks. By applying for loans through this offer, the Customers shall be deemed to have agreed to be bound by the terms and conditions contained therein.

If the Offer and/or anything to be done by Bankbuzz.in in respect of the Offer is prevented or delayed by causes, circumstances or events beyond the control of Bankbuzz.in, including but not limited to computer viruses, tampering, unauthorized intervention, interception, fraud, technical failures, floods, fires, accidents, earthquakes, riots, explosions, wars, hostilities, acts of government or other causes of like or similar or other character beyond the control of Bankbuzz.in, then Bankbuzz.in shall not be liable for the same to the extent so prevented or delayed, and will not be liable for any consequences.

This offer is available to the Loans disbursed/Credit Cards issued and disbursed in India.

Bankbuzz.in disclaims all third party liabilities that may arise from or in connection with this offer.

All of Bankbuzz.in's action will be on a best-effort basis only.

These Terms and Conditions shall be governed by laws of India.

Any dispute arising out of this offer shall be subject to exclusive jurisdiction of courts of Visakhapatnam .